Contact Us     +1 (602) 276-0406 6165 W. Detroit St., Chandler, AZ 85226     



About Equipment Financing

What is the difference between Equipment leasing and financing?

Through our lending partners we offer equipment leasing and financing. Although there are some differences between a lease purchase and a finance purchase, typically, you will own the equipment at the end of the term. Please contact our lending partner(s) as to how you would like to structure the purchase agreement.

Can I bundle soft costs into my financing agreement?

Yes. Often times customers may add up to 20% in additional soft costs to the amount financed. Examples of soft costs are delivery, installation, or accessories. This way, you can make one simple monthly payment for an entire system or equipment line.

Is financing available for non-equipment purchases?

Yes. Please contact our lending partner(s) to see if you qualify for alternative financing that may cover non –equipment purchases such as supplies, tools, and other purchases.


Application Process

How quickly will I receive a credit decision?

*With our online application you can apply in minutes and often receive a decision within seconds. For applications requiring further credit review, decisions are typically complete within 24 hours!

What is required at the time of application?

Typically when applying for up to $100,000 all that is required is basic business and ownership information. For applications over $100,000 please speak with one of the dedicated lending partners to discuss your options.

Can I apply for financing even if I have negative credit issues?

Contact one of our lending partners for programs that support all ranges of credit.

Do you provide financing for startups?

Yes. Financing is available for Start-Up businesses.Typically, a Start-Up is a business that has under 2 years’ time in business, If this is the case, our lending partners may ask for additional business information. Dollar amount of financing may be limited and rates may reflect the limited time in business.

How much financing can I apply for?

Based on credit and time in business, clients can typically finance amounts that range from $5,000 to $1,000,000.

What happens after I am approved?

Our lending partner(s) will contact you and start the funding process.


Billing & Payments

What are the payment options available to me?

Most financing contracts are written for 24, 36, 48, or 60 months, depending upon the type of equipment and finance agreement.

How can I make my monthly payments?

Payments can be structured to meet your needs. Our typical payment schedule includes the first and last payments made at the time you sign your documents, with your next monthly payment due about 30 days after your acceptance of the equipment. Payment can be received via ACH, credit card, or business check.

Who insures the equipment?

The customer is responsible for insuring the equipment against risk of loss including property and casualty coverage, and liability. Customers typically just add the equipment to their existing policy. Lenders may offer insurance for non-title equipment. Inquire with your lender if such service is offered.

Can the equipment finance agreement be cancelled or paid off early?

Yes. Please contact your lender to discuss options.

To review the financing information, pick a lender, or download a flyer choose one of the following links:

Financing Information | Pick your Lender | Top Reasons to Finance your Next Purchase (PDF File) | Finance Your Next Crafco Purchase (PDF File)